Автор: Vizragore
Merrill edge investing classroom direct
This is based on current interpretation of federal financial aid rules. Financial aid rules may change, and the rules in effect at the time the beneficiary applies may be different. For more complete information, please go to the Department of Education's website at www. Please remember there's always the potential of losing money when you invest in securities.
Before you invest in a Section plan, request the plan's official statement from your Merrill Financial Solutions Advisor and read it carefully. The official statement contains more complete information, including investment objectives, charges, expenses and risks of investing in the plan, which you should carefully consider before investing.
You should also consider whether your home state or your designated beneficiary's home state offers any state tax or other state benefits such as financial aid, scholarship funds and protection from creditors that are available only for investments in such state's plan. Section plans are not guaranteed by any state or federal agency.
Any tax statements contained herein were not intended or written to be used, and cannot be used for the purpose of avoiding U. Neither Merrill Lynch nor any of its affiliates or financial advisors provide legal, tax or accounting advice.
Footnote To be eligible for favorable tax treatment afforded to the earnings portion of a withdrawal from a Section account, such withdrawal must be used for "qualified higher education expenses," as defined in the Internal Revenue Code.
The additional tax is waived under certain circumstances. The beneficiary must be attending an eligible educational institution at least half time for room and board to be considered a qualified higher education expense, subject to limitations.
Institutions must be eligible to participate in federal student financial aid programs. Some foreign institutions are eligible. Distributions with respect to the loans of a sibling of the designated beneficiary will count towards the lifetime limit of the sibling, not the designated beneficiary.
State tax treatment may vary for distributions to pay for tuition in connection with enrollment or attendance at an elementary or secondary public, private or religious school, apprenticeship expenses and payment of qualified education loans.
Footnote 2 Section plans are established by various states and are offered to residents of all states. Other fees and restrictions may apply. Pricing is subject to change without advance notice. Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Asset allocation, diversification, and rebalancing do not ensure a profit or protect against loss in declining markets.
The performance data contained herein represents past performance which does not guarantee future results. Investment return and principal value will fluctuate so that shares, when redeemed, may be worth more or less than their original cost. Current performance may be lower or higher than the performance quoted. For performance information current to the most recent month end, please contact us. Market price returns are based on the prior-day closing market price, which is the average of the midpoint bid-ask prices at 4 p.
Market price returns do not represent the returns an investor would receive if shares were traded at other times. Returns include fees and applicable loads. Since Inception returns are provided for funds with less than 10 years of history and are as of the fund's inception date. Before investing consider carefully the investment objectives, risks, and charges and expenses of the fund, including management fees, other expenses and special risks.
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